The number one thing you need to do if you want to retire comfortably

Living out your golden years should not be a struggle.

“The Ramsey Show” co-host Jade Warshaw revealed the key to “thriving, not just surviving” in your later years in an interview with “The Big Money Show” Monday.

“It’s so important to make sure that you’re planning for your own social security by investing on your own,” she stressed.

The expert hit on the need for diversification for investing in the markets and the utilization of other retirement benefits to maximize financial security in retirement.

“We suggest investing 15% of your gross monthly income into things like 401(K)s, Roth IRAs, because Social Security is only going to pay 40 percent of what you’re used to earning, and that’s if it’s still around,” she said.

Social Security benefits for Americans could be cut by 20% as soon as 2034 if no changes are made to the system, according to the Treasury’s annual trustees report.

A growing number of Americans are struggling to save for their future, with Forbes reporting the median U.S. household is $470,000 short of what they need to retire comfortably.

Warshaw suggested those who have reached 62 years of age should begin taking Social Security even if they don’t need it and invest it until they do.


Experts say this is the number one thing you need to do for a comfortable retirement.

“That will get you a better rate of return, certainly higher than 2%,” she explained.

FOX Business’ Kristen Altus contributed to this report.

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Daniel Day-Lewis breaks from retirement to fete Martin Scorsese

NEW YORK (AP) — Daniel Day-Lewis took a break from retirement to present Martin Scorsese the award for best director at the National Board of Review Awards in midtown Manhattan on Thursday night.

Scorsese’s Osage epic, “Killers of the Flower Moon,” was the top honoree at the 95th NBR Awards. In awards announced earlier but handed out Thursday, “Killers of the Flower Moon” was the group’s pick for best film, along with best director for Scorsese and best actress for Lily Gladstone.

The night’s biggest surprise guest was Day-Lewis, who quit acting after Paul Thomas Anderson’s 2017 film “Phantom Thread” and has since largely avoided public life. Day-Lewis sat next to Scorsese throughout the gala at Cipriani’s 42nd Street before presenting the directing award.

“I was a teenager when I discovered Martin’s work,” Day-Lewis said. “With a light of his own making he illuminated unknown worlds that pulsed with a dangerous, irresistible energy — worlds that were mysterious to me and utterly enthralling. He illuminated the vast beautiful landscape of what is possible in film and he clarified for me what it is that one must ask of one self to work in faith.”

Day-Lewis sat next to Scorsese throughout the gala at Cipriani’s 42nd Street. Getty Images for National Board of Review

Day-Lewis, who starred in Scorsese’s “Gangs of New York” (2002) and “The Age of Innocence” (1993), called working with the director “one of the greatest joys and unexpected privileges of my life.”

When Scorsese took the stage and accepted the award, he returned the compliment, calling working with Day-Lewis “one of the greatest experiences of my life.”

“Maybe there’s time for one more,” added Scorsese with a grin as the crowd gasped at the possibility. Day-Lewis, standing to the side of the stage, smiled and held out his hands.

Scorsese called working with Day-Lewis ‘one of the greatest experiences of my life.” Getty Images for National Board of Review

Much of the appeal of the NBRs is the pairing of presenters and honorees. Laura Linney introduced best supporting actor Mark Ruffalo, a reunion of the “You Can Count on Me” stars. Patti Smith presented Lily Gladstone with the best-actress award.

“Of course this is not a dream to be sitting in between Patti Smith and Daniel Day-Lewis,” joked a staggered Gladstone.


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The night’s most moving moment came earlier in the evening when Michael J. Fox took the stage with Davis Guggenheim, the director of the documentary winner “Still: A Michael J. Fox Movie.” The crowd gave Fox a rousing standing ovation before the actor reflected on how Parkinson’s disease has changed his life for the better.

“Parkinson’s has been a gift. It’s been a gift that keeps on taking,” Fox said. “It’s been a gift because it’s given me an audience to talk about what’s possible.”

Day-Lewis, seen here with producer Daniel Lupi, quit acting in 2017 and has since largely avoided public life. Getty Images for National Board of Review

Fox worked in jokes throughout his speech but returned to that theme, noting Parkinson’s has been more meaningful to him than his success in entertainment.

“It just opened my eyes in a way I didn’t expect,” Fox said.

Bradley Cooper, recipient of the Icon Award for “Maestro,” also paid tribute to Fox as he recalled watching “Secret of My Success” and “Family Ties” while growing up.

“I felt like he was my friend,” Cooper said.

Day-Lewis starred in Scorsese’s “Gangs of New York” and “The Age of Innocence.” Andrew H. Walker/Shutterstock

While there was little suspense to the ceremony, given that the awards had been announced earlier, a clue was dropped to one of awards season’s biggest mysteries.

French director Justine Triet, whose “Anatomy of a Fall” was honored for best international film, provided a hint for moviegoers debating whether the film’s protagonist, played by Sandra Hüller, was guilty of the murder she is tried for in the film.

“I have one advice: Watch the dog,” Triet said. “He’s an animal. He has instincts. Maybe he knows.”

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LaMarcus Aldridge references Tom Brady in second retirement

LaMarcus Aldridge has called it quits — again –after a 16-season NBA career.

Similar to Tom Brady, another No. 12, this was the second time the seven-time All-Star has announced a retirement.

“In the words of TB12, you only get one big, emotional retirement… so, on that note…I’m thankful for all the memories, family and friends I made throughout my career,” Aldridge tweeted out on Friday afternoon. “It was one hell of a ride and I enjoyed every min!”

The 37-year-old center has not played this season.

Brady retired from the NFL after the 2022 season, his 23rd, after winning seven Super Bowls with the Buccaneers and Patriots — and a 40-day retirement following the 2021 season.

Aldridge stepped away from the game momentarily during the 2020-2021 season after being concerned about his irregular heartbeat.

“My last game I played while dealing with an irregular heartbeat. Later on that night, my rhythm got even worse, which really worried me even more. The next morning I told the team what was going on and they were great getting me to the hospital and getting me checked out,” He wrote on social media back in 2021.


Aldridge won the 2006-07 Rookie of the Year award to go along with being a seven-time All-Star and five-time All-NBA teamer.
Getty Images

“With that being said, I’ve made the difficult decision to retire from the NBA. For 15 years, I’ve put basketball first and now, it’s time to put my health and family first.”

Once he was medically cleared to return to play, however, he re-joined the Nets on a one-year deal, averaging 12.9 points and 5.5 rebounds in what turned out to be his final professional season.

Coming out of his playing career at Texas, Aldridge was picked second overall in the 2006 draft by the Blazers.


Tom Brady retired after the 2021 season — for 40 days.
Getty Images

He would spend nine seasons in Portland before signing with the Spurs in 2015.

Aldridge’s best seasons were his last two in Portland from 2013-15, in which he averaged 23.2 points and 11.1 rebounds, which was followed by 23.4 points and 10.2 rebounds.

Overall, the Texas native averaged 19.1 points and 8.1 rebounds through the entirety of his career, making for a solid tenure.

Now the question is if Aldridge did enough to earn a spot in the Hall of Fame or not; according to Basketball Reference, he has a 50.9% of making it.



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Ozzy Osbourne retires from touring, cancels shows amid health woes

“Nothing Feels Right” — so Ozzy Osbourne is retiring from touring.

The Black Sabbath frontman announced in a statement posted to social media early Wednesday that a spinal injury four years ago and subsequent surgeries have made him “physically incapable” of traveling, so he’s canceling the remainder of his tour.

“Never would have imagined that my touring days would have ended this way,” his wrote in his emotional announcement.

“I am honestly humbled by the way you’ve all patiently held onto your tickets for all this time, but in all good conscience,” the British rocker continued, “I have now come to the realization that I’m not physically capable of doing my upcoming European/UK tour dates, as I know I couldn’t deal with the travel required.”

A spinal injury and subsequent surgeries have made him “not physically capable” of traveling for the tour.
Humus / BACKGRID

While Osbourne, 74, acknowledged his “singing voice is fine,” his physical health has taken a toll as he also has been battling Parkinson’s disease since 2019.

The “Iron Man” rocker revealed in his statement that has undergone three operations, stem cell treatments, physical therapy and Hybrid Assistive Limb treatment.

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Virginia police search for two men Mitchell Boney Jr., Tyree Demont Boney Jr who allegedly held elderly residents at gunpoint during home invasion

Police in Virginia are searching for two men who allegedly walked into the home of two elderly people and stole a wallet at gunpoint.

The incident happened in Portsmouth, Virginia on Wednesday at around 1:50 p.m. when Mitchell Boney Jr., 25 and Tyree Demont Boney Jr., 22, allegedly entered the residence of two elderly people and ordered them to “get inside of a linen closet at gunpoint.”

According to the Portsmouth Police Department, the suspects then stole a wallet and safe.

Officials say that no injuries were reported in the incident.

The two men are wanted for armed burglary, use of a firearm, abduction, and conspiracy to commit a burglary.

Ring surveillance video caught the incident on camera and one of the men could be heard shouting demands at the elderly individuals while holding a gun.

The two men are accused to stealing from the elderly couple while holding them at gunpoint.
Portsmouth Police Department

“Y’all get in the closet right now,” the man said. “I’m not f–king playing, get in the closet right now.”

One of the men could be heard telling the person sitting on the couch to “get up” while pointing a gun.

Police said that Mitchell Boney Jr. drives a 2017 Dodge Charger with Virginia license plate tags reading UBS7788.

From left, Mitchell Boney Jr is pictured and Tyree Boney Jr. Both are wanted by the Portsmouth Police Department.
Portsmouth Police Department

Anyone with information that could lead to the arrest of the two men are encouraged to call 757–393–8536.

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